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Managed Loan Investment (MLI)
A Managed Loan Investment (MLI) allows you to earn returns on idle cash by investing with AMINA. AMINA uses that capital to provide loans to existing AMINA clients. As an investor, you are not engaging in lending yourself. Instead, AMINA structures, manages, and monitors the loans throughout their lifecycle.
The borrower is an existing AMINA client who has been assessed by AMINA and provides AMINA collateral worth more than the amount borrowed.
Do I lend directly to borrowers?No. AMINA acts as lender and manages the relationship with borrowers. Investors gain exposure through the Managed Loan Investment structure.
How often is interest paid?Interest is paid quarterly.
What is the minimum investment amount?The minimum investment amount is CHF 200k (EUR/USD equivalent), depending on the client’s preference.
In which currencies are MLI available?MLI may be available in a range of currencies. Availability depends on underlying lending opportunities and borrower demand in each currency. Other currencies may be offered from time to time. Please speak to your Relationship Manager for current availability and further details.
What collateral backs the loans?Collateral may include traditional financial assets, digital assets, or a combination of both, and must exceed the amount borrowed.